Richard was born in Salisbury and had a 30-year career in banking. The last 25 years of which were spent providing funding in the UK social housing sector. Richard has served for many years as a non-executive director with a variety of social housing providers. For the last seven he has been a board member of the Regulator of Social Housing. Richard is also trustee of a small local almshouses and welfare charity. He lives in Buckinghamshire and is married with two grown up children.